Form 1098
Mortgage Interest Statement
Lenders report mortgage interest, points and mortgage insurance premiums they received from a borrower on Form 1098. Enter the lender once, add each borrower, and the borrower receives Copy B.
What it reports
- Mortgage interest received from the borrower during the year
- Outstanding principal, origination and acquisition dates and points paid on a purchase
- Mortgage insurance premiums, refunds of overpaid interest and the property securing the loan
What you'll get
- Recipient Copy B, the official IRS edition for the tax year, as a PDF per recipient
- A ZIP with every PDF when you prepare several
- Downloads on your order page for 30 days, plus an email link
Copy A, the copy filed with the IRS, is filed electronically (for example through the IRS IRIS portal) or on the official scannable form, so it is not included.
How it works
- 1Enter the information once; add every recipient you need.
- 2Check the official form, filled in, in the live preview.
- 3Pay once and download your PDF right away.
Questions
What if the property's address is the borrower's address?
Check box 7 and leave box 8 blank. Otherwise describe the property, or give its address, in box 8.
Who is the recipient and who is the payer?
On Form 1098 the lender is called the recipient (it received the interest) and the borrower is the payer. In the editor you simply enter the lender and the borrower.
Which tax years can I prepare Form 1098 for?
2025 and 2026. Each year uses the IRS edition in effect for it, and the preview shows exactly that edition.
How much does Form 1098 cost?
$9.99 per recipient, paid once at checkout. There is no account, subscription or extra fee, and you see the full filled form before you pay.