Pay Stub Generator

Create a pay stub in minutes.

From $6.99. Direct deposit slip included. No account or subscription.

A pay stub is only useful if the numbers hold up. Our generator does the payroll math the way payroll software does: it annualizes the pay, applies the IRS withholding tables, stops Social Security at the wage base, and carries year-to-date totals forward from the figures you give it. You see every line on a watermarked preview before you pay anything.

How the generator works

1. Choose the basics. Employee pay stub or contractor payment statement, the work state, the pay frequency (weekly, biweekly, semimonthly or monthly), hourly or salary, and how many pay dates you need (1 to 26 in one order).
2. Enter the people and the pay. Employer name and address, employee name and the last four digits of the SSN or an employee ID, pay rate, hours, pre-tax deductions such as 401(k) or Section 125 health premiums, and the W-4 entries.
3. Check the live preview. The preview recalculates as you type. Taxes, deductions, net pay and year-to-date columns are all visible. Nothing is hidden until payment.
4. Pay once and download. The stub generates in seconds, and the typical time from payment to download is under 30 seconds.

What we calculate, and what you enter

Item	How it's handled
Federal income tax	IRS Pub. 15-T percentage method for 2025 and 2026, 2020+ Form W-4 (Steps 2, 3, 4a, 4b, 4c)
Social Security	6.2% up to the wage base: $176,100 for 2025, $184,500 for 2026
Medicare	1.45% of all Medicare wages
Additional Medicare	0.9% withheld on wages over $200,000 in the calendar year
Texas, Florida	No state income tax, so no state withholding line
California	State income tax withholding plus SDI (1.3% for 2026, no wage cap)
New York	New York State, New York City and Yonkers withholding, SDI and Paid Family Leave
All other states	You enter state and local withholding from your payroll records; we never fill in a silent $0

Year-to-date figures come from the prior totals you enter plus the stubs in your order. We don't invent past paychecks.

A worked example: one 2026 biweekly paycheck

A single filer in Texas earns $2,000 every two weeks and filed a 2026 Form W-4 with no entries in Steps 2 through 4.

Line	Amount	How it's figured
Gross pay	$2,000.00	Salary for the period
Federal income tax	$156.15	$2,000 × 26 = $52,000, minus $8,600 = $43,400; tax from the 2026 table is $4,060 ÷ 26
Social Security	$124.00	$2,000 × 6.2%
Medicare	$29.00	$2,000 × 1.45%
Texas income tax	—	Texas has no state income tax
Net pay	$1,690.85

If the same employee checks the Step 2 box on the W-4 (two jobs in the household), federal withholding rises to $270.19, because the Step 2 table uses brackets half as wide. The preview shows that change the moment you tick the box.

What appears on every stub

• Employer name and address, and employee name with the last four of the SSN or an employee ID
• Pay period start and end dates and the pay date
• Rate, hours and earnings lines (regular, overtime, bonus) for the period and year to date
• Each tax with its current and year-to-date amount
• Pre-tax and after-tax deductions, current and year to date
• Gross pay, net pay and a direct deposit advice slip, included free

The advice slip is a non-negotiable record of where the net pay went. It is not a check and not a bank transfer. Our direct deposit slip guide explains how to read one.

You can pick from five original templates. The math is identical across them; only the layout changes.

Delivery

After payment you get an instant download in the format you choose: one combined PDF, one PDF per pay date, a ZIP, or JPEG images. We also email you a link. For 90 days you can re-download or resend from order lookup with your email and order number, or with a one-time email link.

What we promise

• Free corrections for 30 days. Fix a typo or an error in the same document and pay periods, then download the corrected version. We keep the original version too. A different person, employer or pay period is a new document.
• Clear final-sale terms. Every number is visible in the free preview before you pay, so sales are final. If we made an error, a document didn't arrive, or you were charged incorrectly, contact support within 14 days and we'll correct or refund it.

Chat with us 24/7: our virtual assistant can check order status, resend downloads, start a correction, manage reminders and take refund requests right away. Our team handles escalations at hello@paystubshop.com.

Pricing

Pay stubs and contractor statements are priced by how many are in the order, and the price per stub falls as the order grows.

Stubs in the order	Total	Per stub
1	$6.99	$6.99
4	$25.96	$6.49
12	$56.14	$4.68
26	$99.84	$3.84

The direct deposit advice slip costs nothing extra. If you need recurring stubs, the optional payday reminder sends one email the day before your next pay date with your details filled in. You confirm the hours and amounts and pay once for that stub. It is never a subscription, and you can cancel or reschedule it anytime. See pricing for the full ladder.

What a stub generator doesn't do

A pay stub documents a payment. It doesn't deposit payroll taxes, file Form 941 or send wage reports to the Social Security Administration. Employers still handle those through the IRS and SSA. If you also need year-end forms, our W-2 generator and 1099-NEC generator produce recipient copies in the same checkout.