PayStubShop vs. PayStubCreator

PayStubCreator sells pay stubs and a catalog of tax forms. We went through its stub, W-2 and 1099-NEC flows on 1 November 2026, stopping at the payment form without buying. Everything here about PayStubCreator is a dated observation from that session. Prices and features change, so check the live site. The table above lays out the numbers.

The price of a typical order

	PayStubCreator (observed 1 Nov 2026)	PayStubShop
1 stub	$11.99, from the volume chooser, slip not included	$6.99, slip included
4 stubs	$39.96 ($9.99 each), shown as 50% off $79.96	$25.96
Direct deposit slip	Optional, $2.99 per stub (shown as reduced from $5.98)	Included with every stub
4 stubs with slips	$51.92, shown as reduced from $103.88	$25.96
12 stubs, slip not included	$76.68 ($6.39 each)	$56.14, slips included
26 stubs, slip not included	$99.84 ($3.84 each)	$99.84, slips included
Form W-2	$19.99	$14.99 per employee
Form 1099-NEC	$19.99	$9.99 per recipient

PayStubCreator's stub, W-2 and 1099-NEC prices matched PayStubs.net's exactly in our session, and its slip add-on matched too. ThePayStubs had the same ladder with a lower slip add-on of $1.99 per stub.

Where the two differ

What you see before paying. Our watermarked preview shows every number on the stub. In our session, PayStubCreator's stub preview blurred current deduction amounts until download. Its W-2 and 1099-NEC previews were readable under a watermark.

One checkout or several. PayStubCreator checked out stubs, W-2s and 1099s on separate review pages in our session, with no cart. Our basket holds stubs, W-2s, 1099-NECs, 1099-MISCs and prepared W-9s together, with batch recipients for the year-end forms.

Year-end form years. Its W-2 wizard offered tax years 2013 through 2025 in our session. Our calculations cover 2025 and 2026, using IRS Publication 15-T for each year.

Resending files. PayStubCreator's resend form asked for the email used and the last four digits of the employee's SSN. Ours uses your email and order number, or a one-time email link, and you can re-download or resend for 90 days.

Refunds. PayStubCreator's refund policy page described a 30-day window, with refunds processed within 48 hours. Ours: all sales are final because every number is visible in the free preview before you pay — and if we made an error, a document didn't arrive, or you were charged incorrectly, contact support within 14 days and we'll correct or refund it. Typos are fixed free for 30 days.

"AI" pages. PayStubCreator has an "AI Paystub Generator" information page; we didn't see an AI-specific step in its standard stub form. We use automation where it helps customers most: 24/7 chat support that can check orders, resend downloads, start corrections, manage reminders and take refund requests instantly. Our team handles escalations by email.

Where PayStubCreator offers more

• Ten stub templates, compared with our five
• More pay frequencies, including daily, quarterly, semiannual and annual
• A larger tax form catalog; its navigation listed 36 forms
• Phone support listed on the site

Bottom line

PayStubCreator, PayStubs.net and ThePayStubs priced stubs identically in our observation, with the direct deposit slip as an add-on. If you want the slip included, every number visible before you pay, and stubs and year-end forms in one basket, try our free preview. For a broader look at pricing structures, see how much does a pay stub cost.